How to use the Chase Sapphire Preferred hotel credit (2024)

The Chase Sapphire Preferred® Card currently has an elevated intro offer of 75,000 bonus points after you spend $4,000 on the card in the first three months from account opening. This card has a $95 annual fee, but, you can earn back over half of that cost every year by taking advantage of a single easy-to-overlook perk — the annual hotel credit.

Sapphire Preferred card members can receive a $50 annual Chase Travel Hotel credit every account anniversary year for hotels booked through the Chase TravelSMportal. Here's what you need to know about how to use this credit and when it makes sense.

How to use the Chase Sapphire Preferred hotel credit

  • Chase Sapphire Preferred bonus and perks
  • What is the Chase Sapphire Preferred $50 hotel credit?
  • How to use the Chase Sapphire Preferred's $50 hotel credit?
  • When does it make sense to use the Chase Sapphire Preferred's $50 hotel credit?
  • Alternative cards with hotel credits
  • Bottom line

Chase Sapphire Preferred bonus and perks

Chase Sapphire Preferred® Card

On Chase's secure site

  • Rewards

    Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Chase Travel Hotel Credit, plus more.

  • Welcome bonus

    Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

  • Annual fee


  • Intro APR


  • Regular APR

    21.49% - 28.49% variable on purchases and balance transfers

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater

  • Foreign transaction fee


  • Credit needed


  • Terms apply.

Read our Chase Sapphire Preferred® Card review.

The Sapphire Preferred's intro bonus offer is currently 15,000 points higher than the standard offer. This makes it a great time to apply because you're getting the same ongoing card benefits along with the additional upfront value.

This card earns Chase Ultimate Rewards® points, which are some of the best travel rewards thanks to their versatility. You can redeem Chase points for cash back or similar redemptions for one cent each. And if you use your Chase points to book travel through Chase Ultimate Rewards, you'll get a 25% boost in value as a Sapphire Preferred cardholder (1.25 cents per point).

You can really ratchet up your points' value by taking advantage of Chase's transfer partners. Chase points transfer to 14 airline and hotel loyalty programs at a 1:1 ratio. Through these programs, you can book business-class award flights or luxury hotels and dramatically increase the value of your rewards. This includes plenty of one-way Star Alliance business-class flights from North America to Europe for only 60,000 to 70,000 Aeroplan miles, flights that normally costs thousands of dollars.

The Sapphire Preferred also comes with a long list of travel and purchase insurance benefits. You'll get trip delay reimbursem*nt, primary rental car collision coverage, purchase protection, extended warranty coverage and more.

What is the Chase Sapphire Preferred $50 hotel credit?

The Chase Sapphire Preferred annual hotel credit can earn you an automatic statement credit of up to $50 every card anniversary year. To qualify for the credit, you need to book a hotel through Chase TravelSM and pay for the booking with your Sapphire Preferred card.

The $50 in hotel purchases that earn you the credit will not earn Chase points. Once a qualifying transaction is posted to your account, the statement credit should get credited within one or two billing cycles.

How to use the Chase Sapphire Preferred's $50 hotel credit?

To use the Sapphire Preferred annual hotel credit, you book a hotel stay through Chase TravelSM. This platform works like booking through another online travel agency like Expedia, Priceline or Kayak. Simply search for the dates and the location where you need a hotel and book from the available options.

To use the hotel credit, first log in to your Chase credit card account and navigate to the Ultimate Rewards page. Next, select the "Travel" drop-down menu and click "Book travel."


Choose "Hotels" and enter the information for your trip. Once you start a search, you can filter the results by star rating, brand, cost and more.

After you've selected the hotel and specific room type, you'll be able to see the final cost in dollars and points.

To earn the full $50, you need to charge at least $50 on your card. If you want to pay with points, just be sure to redeem points for all but $50 of the cost. You can easily adjust how many points you're using for the booking in the "Points redeemed" box, just be sure to click the update button when you change the number of points you want to use.

From here follow the steps to enter the traveler information and payment card info before you finalize the reservation. Be sure to pay with your Chase Sapphire Preferred card. If you don't book with your Sapphire Preferred, you won't earn the credit.

When does it make sense to use the Chase Sapphire Preferred's $50 hotel credit?

The Sapphire Preferred hotel credit is straightforward — just book a hotel through Chase TravelSM to qualify for the offer. However, you should compare prices for the same dates, hotel and room type to ensure you're getting the best price when booking with Chase. As long as you aren't paying more for the booking, taking advantage of this credit makes sense.

If elite status perks are worth more to you for a particular stay, you may want to consider trying to maximize this credit on a different booking. That's because when you book hotels through a third-party site such as Chase TravelSM you typically won't earn elite status credit. You also won't normally receive elite status benefits, such as free breakfast or room upgrades.

Alternative cards with hotel credits

If you're looking for hotel credits and benefits, a co-branded hotel credit card will typically offer the most value, but the perks will be tied to a specific brand. For statement credit perks that are more universal, you'll likely need to consider a general travel credit card.

The Capital One Venture X Rewards Credit Card (see rates and fees) offers an annual travel credit of up to $300 for bookings made through Capital One Travel. This credit applies to hotels, but also flights, rental cars and more. When you combine this travel credit with the card's annual 10,000-mile bonus, it's not hard to justify keeping this premium credit card.

Capital One Venture X Rewards Credit Card

  • Rewards

    10 Miles per dollar on hotels and rental cars, 5 Miles per dollar on flights when booked via Capital One Travel; unlimited 2X miles on all other eligible purchases

  • Welcome bonus

    Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening

  • Annual fee


  • Intro APR


  • Regular APR

    19.99% - 29.99% variable APR

  • Balance transfer fee

    $0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you

  • Foreign transaction fees


  • Credit needed


  • Terms apply.

Read our Capital One Venture X Rewards Credit Card review.

The U.S. BankAltitude®Reserve VisaInfinite®Card has an incredibly easy-to-use travel and dining credit worth up to $325 every year. To qualify for the credit you don't need to book through a specific site. Instead, you just pay for travel or dining with the card and you'll earn the credit on the first $325 in eligible spending.

U.S. Bank Altitude® Reserve Visa Infinite® Card

Information about the U.S. Bank Altitude® Reserve Visa Infinite® Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.

  • Rewards

    5X points on prepaid hotels and car rentals booked through the Altitude Rewards Center; 3X points on every $1 on eligible travel and mobile wallet spending

  • Welcome bonus

    Earn 50,000 bonus points (worth about $750 in travel) after spending $4,500 within the first 90 days of account opening

  • Annual fee


  • Intro APR


  • Regular APR

    22.24%to29.24% (Variable)

  • Balance transfer fee

    3% of the amount of each transfer, with a $5 minimum

  • Foreign transaction fee


  • Credit needed


Seerates and fees, terms apply.

Bottom line

For a limited time, the Chase Sapphire Preferred has an excellent increase welcome offer. However, it also has an extensive array of ongoing benefits for cardholders. These benefits include an annual $50 hotel credit that applies to hotel bookings you make through Chase TravelSM.

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Read more

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Is the Chase Sapphire Preferred worth the $95 annual fee?

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Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.

How to use the Chase Sapphire Preferred hotel credit (2024)


How to use the Chase Sapphire Preferred hotel credit? ›

To use the $50 hotel credit from the Chase Sapphire Preferred® Card, you need to reserve a hotel stay using your card through the Chase Travel portal. The credit will be automatically applied to an eligible purchase once per year.

How to redeem Chase Travel credit? ›

Using your Sapphire Reserve travel credit is very simple: just use the card to pay for eligible travel purchases — that's it. There is nothing to activate, no codes to use or special sites to book through.

How do you get 10X points on Chase hotels? ›

10 points ("10X points") on Chase Travel hotel accommodation and car rental purchases: You'll earn 10 points total for each $1 spent on qualifying hotel accommodation and car rental purchases made using your card through Chase Travel after the $300 Annual Travel Credit is earned in the travel category (7 additional ...

Do hotels count as travel for Chase Sapphire Preferred? ›

Eligible travel purchases include airline tickets, hotels, car rentals, and cruises.

How many points do you need to book a hotel with Chase Preferred? ›

Booking hotels through Chase Ultimate Rewards

With Chase Sapphire Preferred or Ink Business Preferred, your points are worth 1.25 cents. Chase Sapphire Reserve offers the highest value for points, with each point worth 1.5 cents in the travel portal.

What counts for Chase travel credit? ›

Purchases that fall into the travel spending category vary from card to card but may include hotel stays, airline tickets, car rentals and ridesharing services.

How do I know if my Chase travel credit is used? ›

How To Check Your Travel Credit. To see how much of your travel credit is left, log onto your credit card account at After you've signed in, click on the Chase Travel portal on the right-hand side. If you have multiple Chase cards, click on the Chase Sapphire Reserve card.

Does Chase Sapphire have hotel benefits? ›

While you may not consider it one of the best hotel credit cards, one valuable benefit is a $50 annual Ultimate Rewards hotel statement credit for reservations booked through Chase Travel.

How to use Chase Sapphire Reserve travel credit? ›

How do you redeem the Chase Sapphire Reserve travel credit? Thankfully, redeeming the $300 travel credit is as easy as swiping your card like you normally would. Chase automatically issues a statement credit equal to the amount of all eligible travel purchases made with the Chase Sapphire Reserve.

How do you get 5x points on travel Chase? ›

Booking through Chase Travel with cash can earn you extra points; Ink Business Preferred and Sapphire Preferred cardholders earn 5 points per dollar on all travel and Sapphire Reserve cardholders earn 5 points per dollar on flights and 10 points per dollar on hotels and rental cars.

What hotels does Chase Sapphire Preferred partner with? ›

Hotel Travel Partners
  • IHG® Rewards Club.
  • Marriott Bonvoy®
  • World of Hyatt®

What airlines do you get with Chase Sapphire? ›

Domestic carriers include Delta, American Airlines, United, Alaska Airlines, Hawaiian Airlines, and JetBlue. International carriers include KLM, Lufthansa, Finnair, British Airways, Air Canada, Emirates, Qantas, Korean Air, Virgin, and Cathay Pacific, among others.

Can I fly any airline with Chase Sapphire Preferred? ›

That's true for all three Sapphire cards: The Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® card, and the original Chase Sapphire® Card (no longer available to new applicants). Redeem Points Through Chase Travel. You can book flights on pretty much any major airline directly through the Chase Travel.

What is the smartest way to use Chase points? ›

Generally, cardholders can get the most value from Chase points (at more than 1 cent apiece) by booking travel, but redeeming points for cash back is also an option for those who prefer that over travel rewards redemptions.

How to use Chase points to pay for a hotel? ›

Booking hotels through the Chase Travel portal

Select your hotel option, then continue to confirm your booking using your Chase card or redeeming your Ultimate Rewards to help make your purchases.

How much is 100000 Chase points worth in travel? ›

How much are 100,000 Chase points worth? When redeemed for cash back, 100,000 Chase points are worth $1,000. When redeemed for travel booked through Chase, 100,000 points are worth $1,500 if you have the Chase Sapphire Reserve®, or $1,250 with the Chase Sapphire Preferred® Card or Ink Business Preferred® Credit Card.

Does Chase Travel credit roll over? ›

The Sapphire Reserve's travel credit resets every card member year — not the calendar year. If you want to know how much of your credit you've used, you can call the number on the back of your card or find the information easily online on your Chase Ultimate Rewards® account page.

Can you redeem flight credit for cash? ›

You can't transfer the flight credit to anyone else to use nor can you refund it to cash or credit card. Flight credits are limited to redemption for the base fare and the associated taxes and fees.

How do I access Chase Travel? ›

You can book flights, hotels, car rentals, cruises and other travel through Chase Travel, and it's relatively simple to access. First, you'll need to log into your Chase account, then navigate to the right side of the page, where you'll see a little box with your total Ultimate Rewards balance.

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